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Financing Your Dream Pool or Patio

We believe your backyard transformation shouldn’t have to wait. That’s why we’ve partnered with LightStream to offer flexible, affordable financing options for your pool and spa project.

Why Finance With LightStream?

LightStream offers unsecured personal loans specifically for home improvement projects like pools, spas, and outdoor living spaces — with terms designed to fit your budget.

  • Competitive, low fixed rates based on your creditworthiness
  • No fees — no origination fees, no prepayment penalties, no surprises
  • Fast funding — in many cases, funds are available as soon as the same day you’re approved
  • Flexible loan amounts and terms to match the scope of your project
  • 100% online application — apply, get approved, and manage your loan from anywhere

How It Works

  1. Get Your Quote — Work with our team to design your pool, spa, or patio project and receive a detailed estimate.
  2. Apply Online — Visit LightStream’s website to complete a quick loan application.
  3. Get Approved — Receive a lending decision, often within minutes.
  4. Start Your Project — Once funded, we get to work bringing your outdoor space to life.

Ready to Get Started?

Financing makes it easier than ever to build the backyard you’ve always wanted — without draining your savings. Contact A Smith Pool and Patio today to discuss your project, and ask us how LightStream financing can work for you.

A Smith Pool and Patio is not a lender. Financing is provided by LightStream, a division of Truist Bank. All loans are subject to credit approval. Terms and conditions apply — visit lightstream.com for full details.